Do You Really Need Dental Insurance?
Absolutely! Most individuals do not realize they are not covered. Not all health insurance plans include dental care. And if you are retired, you will find Medicare won’t pay your dental claims. Plus, research suggests that your dental health is connected to your overall health.
Here is a list of questions to determine your dental insurance needs. Having this list handy when you review dental insurance plans will help you save time choosing the plan that is right for you.
Check Your Dental Insurance Needs
Does your current health insurance plan offer dental insurance?
Are you over 65 and discovered that Medicare doesn’t pay for dental care?
Are you self-employed?
Are you temporarily between jobs?
Do you want to keep your current dentist?
Do you need dental coverage for just yourself?
Do you need dental coverage for you and your spouse?
Do you need dental coverage for your entire family?
Do you need preventive care and cleanings?
Do you need major services such as root canals or dentures?
Dental Health And Your Overall Health Care
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They are more connected than you may realize. Sometimes oral infections and gum disease can be a precursor to more serious health issues. Gum disease may also be a symptom of greater health concerns. Research and studies have shown oral health linked to:
Cardiovascular disease: People with gum disease were more likely to develop heart disease.1
Pregnancy and birth issues: Gum disease has been linked to preterm and low birth weight babies.1
Diabetes: People with gum disease have more difficulty controlling blood sugar.1
HIV/AIDS: People with AIDS are at special risk for oral health problems. Many of these problems arise because the person’s immune system is weakened and less able to fight off infection.1
Osteoporosis: Bone loss in the jaw has been linked to osteoporosis. The bone in the jaw supports and anchors the teeth. When the jawbone becomes less dense, tooth loss can occur
